• 3 AUG 2017

    How Timely Savings Can Help You Reach Your Goals


    The act of saving

    The most important financial principle is to spend less than you earn. If you are earning a regular salary and you want to create a sound and financially stable future, the act of saving is the way to go. Saving and investing in the right plan that meets your requirement can be really beneficial for achieving your financial goals.

    Setting financial goals

    Before you start saving you should set your financial goals, without a goal you are just piling money without any purpose. Why do you want to save? How much do you want to earn in the next 10-20-30 years? How much return do you want on the saved amount? Every goal should be a SMART (Specific, Measurable, Actionable, Realistic, and Timely). When you have figured out what you want to do with your money, start saving and take necessary steps to achieve these goals.

    Create a financial plan

    Once you have set your financial goals, create a financial plan and stick to it so that you can achieve your goals. Small and timely savings are the best way if you want to stick to your financial plan and don’t want to create a financial burden on yourself. Automate your savings so that you don’t spend too much on unnecessary things and some part of income can be saved and invested automatically on a monthly basis.

    Small and timely savings can make a big difference

    It is widely believed that you need a bucket load of money to start investing when reality can’t be farther from it. Small and timely savings invested carefully can earn you a good amount of money and can prove beneficial in achieving your financial goals. You can start with whatever amount you are comfortable with and compound interest will take care of the rest.

    In the long run, a small amount of money saved and invested on a timely basis can prove really fruitful in achieving your financial goals and can give you a fair amount of return so that you can achieve those goals without any challenges.

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  • 5 NOV. 2018

    What if Things Don’t Go As Planned?

    Any human being doesn’t want to even imagine about his / her death. All of us wants to believe that we are immortals. In Mahabharata, there was a dialogue between Yudhishtira and Yaksha where Yudhishtira answered the questions asked by Yaksha. One of the questions asked by Yaksha was ‘What is the greatest wonder?’. Yudhishtira replied ‘Day after day countless people die. Yet the living wish to live forever. O Lord, what can be a greater wonder?’

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