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- WHY US
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OUR PRODUCTS
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Term
- Edelweiss Tokio Life – TotalSecure+
- Edelweiss Tokio Life – MyLife+
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Edelweiss Tokio Life – Simply Protect
Edelweiss Tokio Life – Simply Protect
A term plan which waives off premiums on disability and critical illness
A low-cost term plan that ensures your family gets financial support to meet their expenses in the unfortunate event of your death.
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Edelweiss Tokio Life – Protection
Edelweiss Tokio Life – Protection
Protection plan for risk coverage
A protection plan which caters to the need of risk coverage. It helps your family members fulfill their dreams, even in your absence
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Edelweiss Tokio Life – Income Replacement
Edelweiss Tokio Life – Income Replacement
Monthly income replacement plan
An income replacement plan which ensures that your income continues even in your absence. This will provide financial security for your family.
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Investment
- Edelweiss Tokio Life – Wealth Plus
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Edelweiss Tokio Life – Wealth Ultima
Edelweiss Tokio Life – Wealth Ultima
A new age ULIP designed for accumulating your wealth
A ULIP having an option to pay systematically through Systematic Monthly Plan, growing your wealth by capitalizing on multiple choices of Systematic Transfer Plan and utilizing your wealth by opting for Systematic Withdrawal Plan.
- Edelweiss Tokio Life – POS Saral Nivesh
- Edelweiss Tokio Life – GCAP
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Edelweiss Tokio Life – Smart Lifestyle
A life insurance savings plan that keeps pace with your changing lifestyle
A smart plan that grows with you wealth through regular bonuses and additions that also increase with your increased protection
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Edelweiss Tokio Life – Wealth Builder
A wealth enhancement plan with guaranteed returns
A non-market based plan for maximising of wealth with multiple options of policy & premium paying term.
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Edelweiss Tokio Life – Guaranteed Income Plan
Edelweiss Tokio Life – Guaranteed Income Plan
A plan offering guaranteed tax free income
A plan that provides assured benefit at maturity. You pay the premium for 15 years and get the benefit for the next 15 years.
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Edelweiss Tokio Life – Wealth Accumulation (Privilege)
Edelweiss Tokio Life – Wealth Accumulation (Privilege)
A ULIP that fulfills your wealth accumulation needs
A plan with tailor made solutions to match your wealth accumulation needs. You get the flexibility to switch between funds and get an option for partial withdrawals.
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Edelweiss Tokio Life – Dhan Labh
Edelweiss Tokio Life – Dhan Labh
Wealth accumulation endowment plan
A plan which helps you to accumulate wealth to meet your long term goals. You get assured returns and additions.
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Edelweiss Tokio Life – Wealth Enhancement (Ace)
Edelweiss Tokio Life – Wealth Enhancement (Ace)
A single pay premium plan for wealth enhancement
A single pay premium plan for wealth enhancement. Pay premium just once for the policy term & receive a comprehensive cover at maturity
- Edelweiss Tokio Life – Wealth Accumulation Accelerated Cover
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Edelweiss Tokio Life – Milestones Plan
Edelweiss Tokio Life – Milestones Plan
An endowment plan with cash back at regular intervals
A plan which provides cash back at regular intervals, a lumpsum amount along with accrued bonus and protection.
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Edelweiss Tokio Life – Safe n Sure Plan
Edelweiss Tokio Life – Safe n Sure Plan
An endowment plan for wealth accumulation
Ensures growth of your money resulting in a substantial lump sum on maturity. An endowment assurance plan to cater to the need of wealth accumulation.
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Edelweiss Tokio Life – Single Pay Endowment Assurance Plan
Edelweiss Tokio Life – Single Pay Endowment Assurance Plan
A plan in which you pay once and get lifetime benefits
A plan where you pay a single premium and get maturity benefit along with protection.
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Edelweiss Tokio Life – Wealth Accumulation (Cover Plus)
Edelweiss Tokio Life – Wealth Accumulation (Cover Plus)
A ULIP for wealth accumulation and risk cover
A ULIP that caters to your need of investment. You can redirect your future premiums in funds of your choice, get access to your wealth through partial withdrawals and loans.
- Health
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Child
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Edelweiss Tokio Life – EduSave
Edelweiss Tokio Life – EduSave
A plan catering to the need of your child’s education and marriage planning
An endowment plan that provides guaranteed sum assured in pre-defined instalments, tax benefit, loan facility and protection
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Edelweiss Tokio Life – EduSave
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Retirement
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Edelweiss Tokio Life – Immediate Annuity Plan
Edelweiss Tokio Life – Immediate Annuity Plan
Pay once and get guaranteed annuity benefit for lifetime
An immediate pension plan that caters to the need of retirement funding. An option to choose an annuity benefit for both you and your spouse so that your income continues even post retirement.
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Edelweiss Tokio Life – Cash Flow Protection Plus
Edelweiss Tokio Life – Cash Flow Protection Plus
A plan that provides regular cash flow post retirement
Cash flow protection plus provides lifelong tax free income that enables you to sustain current standard of living and have a regular tax free flow of income.
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Edelweiss Tokio Life – Triple Advantage Plan
Edelweiss Tokio Life – Triple Advantage Plan
An endowment plan for retirement funding
A money back plan with three payout options till maturity so that you can have a relaxed and peaceful retirement.
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Edelweiss Tokio Life – Cash Income
Edelweiss Tokio Life – Cash Income
A plan that first gives you regular, increasing and tax free income for 20 years
A plan where you pay premium for 20 years and get protection till age 100. It provides monthly money-back from 21st policy year till 40th policy year and a lump-sum benefit at the end of 40th policy year
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Edelweiss Tokio Life – Pension Plan
Edelweiss Tokio Life – Pension Plan
A pension plan with guaranteed returns & bonus
A retirement solution which provides guaranteed maturity benefit, guaranteed addition of 5% of cumulative premium p.a. for the first 5 years and a reversionary bonus from 6th year onwards.
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Edelweiss Tokio Life – Easy Pension
Edelweiss Tokio Life – Easy Pension
A participating plan to fulfill your retirement needs.
A unit-linked, retirement solution which offers you an option to get part of your fund value as a lump sum amount at your chosen retirement age and rest of the fund value as an annuity for regular income post retirement.
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Edelweiss Tokio Life – Immediate Annuity Plan
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Group
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Edelweiss Tokio Life – Group Credit Protection
Edelweiss Tokio Life – Group Credit Protection
A term insurance plan aimed to provide protection to a group
A term insurance plan that takes care of your outstanding loans in case of an unfortunate event of death.
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Edelweiss Tokio Life – Group employee benefit plan
Edelweiss Tokio Life – Group employee benefit plan
A plan that caters to the need of employees’ retirement
This group product ensures that your employees’ retirement benefits are well managed with the protection of capital and guaranteed return additions.
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Edelweiss Tokio Life – Pradhan Mantri Jeevan Jyoti Bima Yojana
Edelweiss Tokio Life – Pradhan Mantri Jeevan Jyoti Bima Yojana
Financial protection at an affordable premium.
A plan designed under the guidelines of Government of India which provides financial protection at an affordable premium.
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Edelweiss Tokio Life – Group life protection
Edelweiss Tokio Life – Group life protection
A plan that provides protection to employees against death & terminal illness.
A plan which ensures your employees are provided with complete protection.
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Edelweiss Tokio Life – Group Wealth Accumulation
Edelweiss Tokio Life – Group Wealth Accumulation
A ULIP for wealth accumulation needs of employees
Unit Linked Insurance Plan for various employee benefit schemes including gratuity and leave encashment. It provides guaranteed loyalty additions and tax benefits.
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Edelweiss Tokio Life – Group Credit Protection
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Micro
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Edelweiss Tokio Life – Raksha Kavach
Edelweiss Tokio Life – Raksha Kavach
A protection plan for the rural population
This plan helps you avail your life cover requirements and comes in lower ticket sizes with both single payment and regular payment options.
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Edelweiss Tokio Life – Dhan Nivesh Bima Yojana
Edelweiss Tokio Life – Dhan Nivesh Bima Yojana
An endowment plan designed for the rural customers
A plan which caters to the need for saving of the rural customers.
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Edelweiss Tokio Life – Raksha Kavach
Confused about choosing the right plan? Our experts can guide you
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- GUIDANCE
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the buzz
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12 JUN 2017
Common Retirement Planning Mistakes
Planning a retirement is one of those things which will never come in the priority section of your checklist. Yet it must be understood what we do today will help us to carry on a healthy retirement. Here are a few mistakes we must not make:
1. Not giving much thought:
Is your retirement plan has your own farmhouse? Or maybe an exotic vacation? Or completing a bucket list? It is important to have a retirement roadmap which can help you to know what all things you want to do once you cross the line, how much you need to save and all the goals you have to achieve after retiring.
2. Not estimating amount required:
Although you may love to live lavishly, you shall not be able to maintain the current lifestyle without a large amount. Estimate your expenses, factor in the inflation in the interim period. If you need Rs 3 crore in your bank to live life comfortably even after retirement, you shall have to save a larger amount annually to meet your target. If you’re clueless about the required amount,
you may end up with a substantially smaller fund than your needs.3. Starting late:
You may start investing at the age of 25 and stop at the age of 35. Or keep a casual approach, started investing at the age of 40 and kept on doing it till you’re 60. And even after this, end up with a lower amount.
This is the magic of compounding. By putting your money to work for itself, your interest generates further interest. This is the reason Albert Einstein said, “Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn’t will pay it.”
4. Not including future juncture such as medical emergencies:
As you grow older, you’ll tend to have more medical expenses. These medical bills can drain out your savings. You must be prepared with emergency funds to help you in your health care while you are getting old. Think through the potential contingencies and plan accordingly.
5. Not Investing in Correct Instruments:
Traditionally, we are inclined to invest in a bank Fixed Deposit which promises a return of around 9%. While it seems to match the inflation rate, we forget to take into account the impact of taxes on our returns. If you’re in the 30% tax bracket, your net return shall fall to a little over 6% - much less than the inflation rate. -
25 APR. 2018
A Zero Cost Unit Linked Insurance Plan is Now Real
As a millennial, you are caught in trying to follow the ways set by your parents or to work out an innovative system that works well as per your needs
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